OA Plans and the Evaluation Journey.

OA Funded runs a simulated-capital evaluation. At launch there is one product, the OA Core Two-Step. Every account, evaluation and funded, uses simulated capital. Your evaluation fee pays for access to the evaluation service.

The path has five stages. You choose a size and pay. You pass Phase 1 with an 8% target. You pass Phase 2 with a 5% target. You complete identity verification. Then your funded account follows in under 3 business days, and you work toward your first payout cycle.

Each stage has its own trap. Choosing a size, the trap is ego. Phase 1, it is speed. Phase 2, it is freezing near the line. Funded, it is changing how you trade. Payout, it is not knowing the calendar. We will take them one at a time.

Nothing in this unit is a forecast. Passing is never guaranteed, and neither is funding or a payout. What you can control is how you prepare, how you size, and whether you stop when your plan says stop.

Prices are in US dollars. There is no activation fee after you pass. There is no $100K account.

Every size runs the same rules as a percentage. The 8% and 5% targets, the 5% daily loss limit and the 10% static maximum loss are the same on $5K and $50K. A bigger account does not make the rules easier. It only makes every dollar figure bigger, both the wins and the losses.

So ask three questions. First: could I lose this fee without it changing how I trade? Evaluation fees are never refundable. If losing the fee would make you trade scared or trade angry, pick a smaller size. Fear of losing the fee is one of the most common reasons traders force trades.

Second: does this size let me risk what my plan says? If your plan risks 0.5% per trade, that is $25 on $5K, $50 on $10K and $125 on $25K. On a small account with a wide stop, you may not be able to size down far enough. Run your normal stop distance through a position size calculator for each size and check the lot size makes sense.

Third: have I already traded my plan on a demo or small account for long enough to know my normal losing streak? If not, the size question is premature. Start there.

What you should not ask is: which size makes the biggest payout? That question leads to sizing up beyond your skill, and the account does not care how much you wanted it.

Phase 1 asks you to make 8% profit, measured on your closed balance with no open positions. You need at least 5 trading days, and at least 3 of them need a net realised profit of at least 0.5% of the initial balance. There is no time limit and no consistency rule.

Read that again: no time limit. The pressure you feel in Phase 1 is coming from you, not the rulebook. Traders in prop firm forums describe the same pattern over and over. They buy an evaluation, feel they need to pass this week, size up after two losers, and breach on day four. Nobody asked them to finish this week.

The two clocks that do exist are small. The inactivity rule breaches an account if no trade is taken on it for 7 days. And the server day, which the trading day follows, decides when your daily floor resets. Neither one asks you to hurry.

A healthy Phase 1 looks boring. You trade your normal setups at your normal risk, stop for the day at your personal daily stop, and log every trade. If the 8% takes three weeks, it takes three weeks.

Phase 2 asks for 5% profit, measured the same way, on your closed balance. The Rules page example for a $10K account is closing out at $10,500 or more with no open trades. The minimum trading days are the same: at least 5, with at least 3 at 0.5%+ net realised profit (of the initial balance). The daily loss limit and the static floor work exactly as before.

Phase 2 has its own warnings for the 2-minute rule. You get two warnings in each phase, and the count is per phase.

The target is smaller, so many traders expect Phase 2 to be easy. It often feels harder. You passed once, so now you have something to lose. That feeling shows up as freezing: skipping valid setups, closing winners at a few pips, or moving stops to break-even too early. Or it shows up the other way, as forcing: taking marginal trades to get it over with.

Both come from the same place. You are trading the outcome, not the setup. The fix is the same routine you used in Phase 1, with one addition for when you get close.

After you pass Phase 2, you complete identity verification. Once you have passed and completed identity verification, your funded account follows in under 3 business days.

Two things to know. Evaluation fees are not refunded if identity verification fails, so make sure the details you buy under are your real details. And misrepresenting your identity, ownership, copier setup or who controls the strategy is a prohibited practice. The person who passes is the person who trades.

Use the waiting days well. Review your Phase 1 and Phase 2 journal. Write down what your average loss, your worst day and your longest losing streak were. Those are the numbers you will plan the funded account around.

The FAQ answers this directly. The same 5% daily loss limit and static 90% equity floor apply on the funded account. There is no time limit and no consistency rule. You need at least five traded days in each payout cycle.

One rule is new. On a funded account, you may not create or increase exposure from two minutes before to two minutes after a designated high-impact event. You can still hold, close or reduce. A pending order that triggers inside the window counts as new exposure. The first trade opened in a window is a warning. The next one is a breach. If you traded news freely during the evaluation, this is the habit to change on day one.

The 2-minute minimum trade duration also gets a fresh count: two warnings in the funded phase, and the third short trade in that phase is a breach.

Funded traders keep 80% of profits as standard. The account is still simulated capital.

The biggest risk on a funded account is not a rule. It is the urge to trade differently. Traders who pass often size up because it finally feels real, or freeze because they do not want to lose it. Your funded plan should look like your evaluation plan. If it worked, it does not need changing because the label did.